Reference

Washington Contractor Requirements at a Glance (2026)

Short answer: Washington contractors register with L&I for a $150.20 fee and carry a continuous bond of $30,000 for general or $15,000 for specialty contractors. General liability insurance must be $200,000 public liability plus $50,000 property damage, or a $250,000 combined single limit.

Updated October 12, 2026. Requirements and fees change; confirm with the agency named on this page.

Start here: build the free Washington startup roadmap, or read how to get a Washington contractor license. This page covers one part of that path.

One page with every key number a Washington contractor needs, each linked to the official Washington agency or statute it comes from. This is the quick-reference version. For the narrative walk-through of how these fit together and in what order, see how to start a contracting business in Washington and what it really costs to start.

Every figure below is sourced. Fees and rules change, so the "verify" link on each row is the point: confirm the current number against the agency before you rely on it.

Registration, bond, and insurance

ItemAmountSource
L&I contractor registration fee$150.20WA L&I – Register as a Contractor
General contractor bond (continuous)$30,000RCW 18.27.040
Specialty contractor bond (continuous)$15,000RCW 18.27.040
Plumbing contractor bond$6,000RCW 18.106
General liability insurance minimum$200,000 public liability + $50,000 property damage, or $250,000 combined single limitRCW 18.27.050

The bond amount is the face amount L&I requires on file, not what you pay. Your actual cost is an annual premium a surety sets from your credit. See the bond explained and insurance requirements.

Business setup and ongoing filings

ItemAmountSource
LLC Certificate of Formation$180 + online processing fee; initial report free with formation, $10 if deferred (due within 120 days)WA Secretary of State
SOS annual report (LLC / corporation)$70 / yearWAC 434-112-085
WA business license (first location)about $50, plus $5 to add a trade nameWA DOR – Business Licensing

Penalties and deadlines that catch people

ItemAmount / deadlineSource
Penalty for contracting without registration$1,200 to $10,000 (reducible to $600 if registered within 10 days of a first-offense notice)RCW 18.27.340
Record a claim of lien within90 days of last labor/materialsRCW 60.04.091
File suit to foreclose a lien within8 calendar months of recordingRCW 60.04.141
Notice to Customer (residential jobs)Required disclosureRCW 18.27.114

Lien deadlines are strict and unforgiving and the notice rules depend on your role; see when a customer does not pay and confirm every deadline with a Washington construction attorney.

The Washington market, in numbers

ItemFigureSource
Active registered contractors in Washingtonabout 75,000+data.wa.gov – L&I contractor dataset
New contractor registrations per monthroughly 940data.wa.gov – L&I contractor dataset

Citing this page

Writing about Washington contractor requirements? You are welcome to reference these figures. A link back to this page as your source is appreciated, and it keeps your readers pointed at the sourced, dated version rather than a number copied out of context.

<a href="https://contractorlane.com/resources/washington-contractor-requirements-at-a-glance/">Washington contractor requirements (Contractor Lane)</a>
Want these steps sequenced for your specific business instead of a flat list? Build your free Contractor Lane roadmap and get the order, not just the numbers.

Where Contractor Lane comes in

A list of numbers tells you what things cost. It does not tell you what to do first, or what bounces your registration back for a week. Contractor Lane is the front door for starting a contracting business in Washington: the free roadmap builder puts these requirements in the right order for your trade and situation, and the paid Startup Roadmap walks each one with you, so the numbers above become a finished setup instead of a spreadsheet.

Get told when a Washington rule on this page changes

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Common questions

What is the penalty for contracting without registration in Washington?

The penalty ranges from $1,200 to $10,000 (RCW 18.27.340). It can be reduced to $600 if you register within 10 days of a first-offense notice. Confirm current amounts with L&I before you rely on them.

What are the deadlines to file a construction lien in Washington?

Record a claim of lien within 90 days of last labor or materials (RCW 60.04.091). File suit to foreclose within 8 calendar months of recording (RCW 60.04.141). These deadlines are strict, so confirm them with a Washington construction attorney.

How much does it cost to form an LLC and get a business license in Washington?

The LLC Certificate of Formation is $180 plus an online processing fee, with the initial report free at formation or $10 if deferred. The business license for the first location is about $50, plus $5 to add a trade name. The annual report is $70 a year.


General educational information for people starting a business in Washington. Fees, amounts, and deadlines change. Contractor Lane is not a law firm or tax advisor.

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About Contractor Lane

Contractor Lane is built and maintained by working home-service operators. The guidance here comes from actually running registered contracting operations in this state: L&I registration and renewals, bonds and certificates of insurance, DOR business licensing and excise filings, city endorsements, and the day-to-day of dispatching work and getting paid. We publish the order of operations we wish someone had handed us.

General educational information for people starting a business in Washington. Every figure here is sourced to the responsible Washington agency or statute, but fees, amounts, and deadlines change, and some depend on facts specific to your business; verify each with the responsible agency before you rely on it. Contractor Lane is not a law firm, CPA, insurance agency, or licensing agency.