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Trade path

How to Become a General Contractor in Washington

No trade exam, no experience proof — but a bigger bond and real insurance. Here is the full general contractor registration path for 2026.

A general (GEN) registration lets you take on jobs that involve more than one trade — a remodel, an addition, a ground-up build — and hire or manage specialty subs under you. Washington does not make you pass an exam or document years in the field to register as a general. What it does require is that you show up bonded, insured, and registered as a business before you take a dime.

Operator note

People hear "no exam" and assume general is the easy button. It is the easier paperwork, but it is the bigger liability. As a general you are on the hook for the subs you bring on. Before you register general, be honest about whether you are actually running the job or just doing one trade — because if it is one trade, a specialty registration is cheaper and cleaner.

What a general contractor needs

Business + UBIRegistered with DOR first
Surety bond$30,000
General liability insurance$200k public / $50k property, or $250k combined
L&I registration fee$150.20
ApplicationForm F625-001
Workers' compRequired once you hire

The path

Pick your structure & get a UBI

LLC or sole proprietor, then register with the Department of Revenue for your Unified Business Identifier.

Secure your bond

$30,000 for a general contractor, $15,000 for a specialty contractor. You pay a small yearly premium, not the full amount.

Get general liability insurance

$200,000 public liability + $50,000 property damage, or $250,000 combined single limit.

Register with L&I

File Form F625-001 with your bond, insurance, and UBI. The fee is $150.20.

Set up workers' comp

Open an L&I workers' comp account before your first employee swings a hammer.

Land your first job legally

Put your registration number on the bid, use written first-job paperwork, and review the deposit and lien rules that may apply.

General vs. specialty — pick before you pay

The bond is the clearest difference: a general contractor bond is $30,000, a specialty bond is $15,000. If your whole business is one trade — drywall, painting, flooring, concrete — you almost certainly want a specialty registration and the smaller bond. Register general only if you are genuinely coordinating multiple trades on a job. We break the decision down in general vs. specialty registration.

Watch this: Your registration number has to appear on your advertising, bids, and contracts. Running ads or handing out cards without an active number is exactly the kind of thing L&I acts on, and it is easy to catch. Get the number, then market.

Your general contractor setup, step by step

The free builder points you to the right general-contractor path. The paid roadmap goes deeper on bond wording, insurance, forms, and first-job setup.

Build My Free Roadmap
Free first pass. Paid roadmap available after the builder

Keep going

Sources

Primary Washington state agencies first, then supporting references. Figures verified July 2026 — always re-check current amounts before you file.

  1. Washington L&I — Register as a Contractor
  2. L&I Form F625-001 — Contractor Registration Application
  3. Chapter 18.27 RCW — Registration of Contractors
  4. WA Department of Revenue — Open a Business / UBI